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Home > Blog > B.I.A. & Company Blog: home insurance
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B.I.A. & Company Blog: home insurance

View the latest blog posts from B.I.A. & Company.

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Wednesday, May 28, 2025

Do You Need Additional Coverage? Understanding Home Insurance Riders

Home insurance riders, also known as endorsements, are optional additions that expand the scope of your existing policy. They allow for more specific coverage that standard policies may not fully provide. You might consider a rider if you own high-value items like fine art, collectibles or electronics that exceed your policy’s coverage limits. READ MORE >>

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Wednesday, April 23, 2025

Does Home Insurance Cover Roof Damage?

  When it comes to protecting your home, understanding what your insurance policy covers is crucial. One common concern for homeowners is whether their home insurance covers roof damage. The answer is not always straightforward, as coverage can vary depending on the policy’s terms and the cause of the damage. READ MORE >>

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Friday, January 31, 2025

How a Home’s Market Value Affects Insurance in Pennsylvania

  In Pennsylvania’s dynamic real estate market, home values can shift significantly from year to year. Whether you’re in a historic Philadelphia row house or a suburban Pittsburgh property, understanding how your home’s market value relates to insurance coverage might help you make more informed decisions about your policy. READ MORE >>

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Thursday, June 8, 2023

As Property Values Rise, Do I Need to Increase My Home Insurance?

Living in your own home often has a higher cost over the years. You might wonder if your homeowners insurance needs increase as your property value rises. The answer is, sometimes. However, this is not necessarily related to rising property values in the area.   READ MORE >>

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