Owning a boat is a thrilling adventure, but it comes with some responsibilities, like getting the right insurance. BIA & Company in Coral Gables, Florida, is here to help you understand boat insurance. 

Contact us today for a boat insurance quote. 

How Much Boat Insurance Do I Need? 
Boat insurance isn’t one-size-fits-all; it depends on what kind of boat you have and how you use it. At BIA & Company, we’ll help you figure out the right amount by evaluating the following: 

• The boat’s value—This is how much your boat is worth. We can help you insure it for that amount.
• Liability coverage—If your boat accidentally damages something or hurts someone, this coverage may help pay for those costs, up to the policy’s limits.
• Extra protection needs—Insurance can help cover damage to your boat, any special equipment on board and your personal possessions from theft or weather damage, depending on the policies and endorsements you choose.  

Our agents will work with you to find the perfect plan for your needs. 

How Does Boat Insurance Work? 
Boat insurance is like a safety net for your wallet if something goes wrong with your boat. You choose the type of insurance that’s best for you, from basic to full coverage. 

If there’s an accident, you let the insurer know immediately and file a claim. The insurer will assess the damage and pay the agreed amount to fix or replace your boat or cover other costs, as outlined in your policy documents. 

How Can I Buy Boat Insurance? 
Contact the friendly team at BIA & Company in Coral Gables, Florida. We’re here to answer your questions, look at your situation and give you a price that fits your budget and needs. 

Contact us today for a personalized boat insurance quote.