Businesses commit a lot of time and money to make their companies successful. Accidents can happen at any time—and also can bring expensive lawsuits. A sudden claim can ruin an unprepared company. And although most cases are quickly settled, some take more of an investment in personal time and money. Rebounding from a costly lawsuit isn’t always possible, especially if a business is ill-prepared. 

General liability insurance gives businesses a financial safety net, helping them cover lawsuits and accidents related to non-professional negligent acts. This critical coverage can minimize risk and protect hard-earned assets. 

B.I.A. & Company works with business owners throughout Coral Gables, Key Largo and the Florida area for their insurance needs. We can work with you to determine the insurance that offers coverage for your company’s risk management needs. 

What Does General Liability Insurance Offer? 

A general liability insurance policy offers three essential types of coverage. These coverages include: 

-Bodily injury—This may cover medical expenses, loss of services and legal fees related to a third-party injury on your property. 

-Property damage—This may cover physical damage to property of others or the loss of use of that property. 

-Personal and advertising injury—This may cover personal and advertising injuries such as libel, slander, copyright infringement and invasion of privacy.  

What Much Is General Liability Insurance for a Small Business? 

The price of general liability insurance for a small business depends on its location and size, claims history, industry, deductible and applicable coverage limits. We can help you determine the cost of general liability coverage for your specific company. 

How We Can Help 

B.I.A. & Company can create a policy that protects your business. Call us at 877-597-6371 to get started.