Whether you’ve served or are serving the country, are enjoying your retirement, or are a professional association member, your background could mean major discounts on insurance. Many insurers offer special savings for home and auto policies to help military members, senior citizens, or association members find more affordable coverage.

Military Members

Veterans, active duty military members, and even their family members can often qualify for reduced rates across several insurance lines. Home insurance discounts are very common for deployed personnel, as are reduced auto premiums. Check with your insurance broker to see what you may qualify for. Remember to keep documentation and your military ID with you when applying.

Senior Citizens

Adults aged 55 and older or retirees are typically considered more responsible and lower-risk to insure than young or new drivers. Low-mileage discounts may be available for seniors, and some insurers may offer rewards and discounts for long-time policyholders. Check with your insurance broker to see if you may qualify for a discount after completing a safety driving course catering to mature drivers.

Membership Holders

Some organizations can pass on insurance discounts to their members. Check with your insurance broker to see which insurers may partner with your group or association.

Contact Us

Insurance discounts can be plentiful if you know what’s available. Your local insurance broker can help determine if you’re eligible for certain discounts based on your military service, age, or association membership. Contact B.I.A. & Company in Coral Gables, FL to see what discounts may be available to you.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.