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B.I.A. & Company Blog

View the latest blog posts from B.I.A. & Company.

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Wednesday, April 23, 2025

Does Home Insurance Cover Roof Damage?

  When it comes to protecting your home, understanding what your insurance policy covers is crucial. One common concern for homeowners is whether their home insurance covers roof damage. The answer is not always straightforward, as coverage can vary depending on the policy’s terms and the cause of the damage. READ MORE >>

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Friday, February 21, 2025

What Is Escrowed Home Insurance and How Does It Work?

When purchasing a home with a mortgage, many homeowners opt for or are required to have escrowed home insurance. This arrangement ensures that property taxes and homeowners insurance are paid on time by incorporating these costs into the monthly mortgage payment. How Does Escrowed Home Insurance Work? READ MORE >>

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Friday, January 31, 2025

How a Home’s Market Value Affects Insurance in Pennsylvania

  In Pennsylvania’s dynamic real estate market, home values can shift significantly from year to year. Whether you’re in a historic Philadelphia row house or a suburban Pittsburgh property, understanding how your home’s market value relates to insurance coverage might help you make more informed decisions about your policy. READ MORE >>

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Tuesday, February 27, 2024

What Is Workers’ Compensation Insurance?

Workers’ compensation insurance can provide financial support for employees in case of a work-related injury or illness. BIA & Company, in Coral Gables, Florida, specializes in providing businesses with tailored workers’ compensation insurance policies. When Do I Need Workers’ Compensation Insurance? READ MORE >>

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Friday, September 1, 2023

Types Of Motorcycle Insurance Policies

Motorcycle insurance policies protect your vehicle from liability risks and other concerns. However, it can be a challenge to identify the right type of policy for your situation.   By researching different policies, you can clarify your options and find strong coverage.  READ MORE >>

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Friday, August 4, 2023

Auto Insurance for Your Teenage Driver

Your family has finally arrived at the time in your lives where you have a teenage driver in the home. Your teen has passed the tests, logged their practice hours and is now ready to drive solo. While you may be ready to panic at the thought, comprehensive auto insurance coverage can set your mind at ease. READ MORE >>

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Thursday, July 6, 2023

Top Tips for Buying Motorcycle Insurance

These days, retaining good motorcycle insurance is more important than ever. Motorcycle insurance can compensate you if you are injured in an accident, provide funds needed to repair your bike and pay for losses due to theft. In addition, motorcycle insurance is required by law and you could face serious penalties and fines if you aren't covered. READ MORE >>

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Thursday, June 8, 2023

As Property Values Rise, Do I Need to Increase My Home Insurance?

Living in your own home often has a higher cost over the years. You might wonder if your homeowners insurance needs increase as your property value rises. The answer is, sometimes. However, this is not necessarily related to rising property values in the area.   READ MORE >>

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Friday, May 19, 2023

Do You Need Boat Insurance?

Does your home insurance extend to cover your new boat as well? In most cases, it is best to have a stand-alone boat insurance policy. Here are some considerations for you to discuss with your independent agent.  Check the Size and Horsepower  READ MORE >>

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Friday, April 14, 2023

Tips For Adding Your Teen Driver To Your Auto Insurance

Many people are shocked to find out how expensive it is to add a teen driver to their auto insurance policy. There's a reason for the extra expense; new drivers are prone to making more claims on their policies. To help keep your car insurance premiums as low as possible after adding your teen, try these tips:  READ MORE >>

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